Regan (that's me!)
I attended the University of Calgary with no clear direction but graduated with a B.A in Native Studies, a Bachelor of Social Work (Clinical Counselling) and a Masters in Social Work (Leadership in Human Services).
Always on the hunt to learn more, I have also obtained:
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Certified Human Resource Professional, 2009.
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Certified Work/life Specialist, 2025.
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Membership with the Canadian Professional Counsellors of Canada.
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Jobs that I have had or done....sandwich artiste, bagel maker, courtesy clerk, cashier, university pub cook, pizza delivery, dirt washer, orthopaedic unit clerk, social worker, supportive care worker, crisis worker, education assistant, geological clerk, commercial cleaner.....and most of these were at the same time during university! So, I have done and seen a lot. Life is rich when you try lots of things!
Who am I?
Ever had to describe yourself? Its hard isn't it. But let's look at who that really is.....
job market guidance
Job hunting sucks right? Does it have to though...?
assessments
These ain't your parent's 1993 style assessments...let's get to the real you.
i need a life plan
Your request, your plan. Let's build a program specific to you!
Refund Policy
A legal disclaimer
The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Refund Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific refund policies that you wish to establish between your business and your customers. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Refund Policy.
Refund Policy - the basics
Having said that, a Refund Policy is a legally binding document that is meant to establish the legal relations between you and your customers regarding how and if you will provide them with a refund. Online businesses selling products are sometimes required (depending on local laws and regulations) to present their product return policy and refund policy. In some jurisdictions, this is needed in order to comply with consumer protection laws. It may also help you avoid legal claims from customers that are not satisfied with the products they purchased.
What to include in the Refund Policy
Generally speaking, a Refund Policy often addresses these types of issues: the timeframe for asking for a refund; will the refund be full or partial; under which conditions will the customer receive a refund; and much, much more.




